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Confused about closing costs in Nashville, TN? 🏡 We break it all down! From lender fees to title insurance, this video explains exactly what you'll pay at the closing table — and how to negotiate your way to lower costs. Whether you're a first-time buyer or an investor, understanding Nashville real estate fees is a MUST before signing the dotted line. 👉 What we cover: ✅ Typical Nashville closing costs (2025 update) ✅ Who pays what: buyer vs. seller ✅ Local lender insights from Shop Rates ✅ How to lower or eliminate certain fees ✅ Special tips for investors and DSCR loans 📍 Serving all of Middle Tennessee & beyond 📞 Contact Shop Rates: (888) 396-7284 🌐 Learn More: https://shoprates.com/closing-costs-explained-nashville-tn 🔔 Subscribe for more Nashville mortgage tips! 👍 Like | 💬 Comment | 🔁 Share #NashvilleRealEstate #ClosingCosts #ShopRates #TennesseeMortgage #FirstTimeBuyerTips #NashvilleHomes #RealEstateInvesting #DSCRLoans #NashvilleTN #HomebuyerHelp

  Closing Costs in Nashville, TN: What Every Homebuyer Needs to Know If you're preparing to buy a home in Nashville, you’ve likely budgeted for the down payment and monthly mortgage—but what about closing costs ? These often-overlooked expenses can add thousands of dollars to your transaction. At Shop Rates , a Nashville-based mortgage lender, we’re here to make sure you understand every penny before you get the keys to your new home. What Are Closing Costs? Closing costs are the fees and expenses paid at the end of your home purchase. They typically range from 2% to 5% of your loan amount and cover everything from lender fees to taxes and legal paperwork. Some common closing costs include: Loan origination and underwriting fees Title search and title insurance Appraisal and home inspection Escrow fees Recording fees (specific to Davidson County) Property taxes and homeowners insurance (prepaid) Attorney fees (if required) For a $400,000 home in Nashv...

At Shop Rates, we make jumbo loans simple, with expert guidance, flexible terms, and competitive rates tailored for Nashville buyers. 📍 Learn what it takes to go jumbo  https://shoprates.com/ 🔑 Discover tips for qualifying faster 💼 See why working with a specialist matters 👉 Tap the link to check if your dream home qualifies. Shop smart. Go jumbo. Shop Rates. #NashvilleRealEstate #JumboLoans #LuxuryHomes #ShopRates #HomeBuyingTips #DavidsonCounty #MortgageHelp

💰 Buying a Home in Nashville with Little Savings? We've Got You Covered! At Shop Rates, we help first-time and budget-conscious homebuyers get into their dream homes with as little as 3% down ! Whether you're new to the market or just need an affordable option, our low down payment mortgage programs in Nashville are designed to work for you. ✅ Down payments as low as 3% ✅ Competitive interest rates ✅ Fast, local pre-approvals ✅ Personalized lending support 📖 Read the full blog post here: 👉 https://shoprates.com/low-down-payment-mortgage-nashville/ 📞 Need help getting started? Reach out today — Shop Rates is Nashville’s trusted mortgage lender. 🔔 Subscribe for more tips on home buying, refinancing, and real estate trends in Tennessee! #LowDownPayment #NashvilleMortgage #FirstTimeHomeBuyer #ShopRates #NashvilleRealEstate #HomeLoanTips #3PercentDown #AffordableMortgage #NashvilleHomes

  If you think buying a home in Nashville means saving up 20% for a down payment — think again. Thousands of homebuyers in Middle Tennessee are getting into homes with as little as 0–3% down, and many don’t even know these options exist. At Shop Rates , a local mortgage lender based in East Nashville, we specialize in helping buyers discover low down payment mortgage programs that fit their financial goals. Whether you’re a first-time buyer or moving into a bigger home, there are more affordable options than ever to stop renting and start owning. 🏡 What Is a Low Down Payment Mortgage? A low down payment mortgage is exactly what it sounds like — a home loan that allows you to buy with significantly less than the traditional 20% down. In fact, you may qualify for: USDA Loans – 0% down for eligible rural and suburban areas FHA Loans – 3.5% down with more flexible credit requirements Conventional 97 Loans – Just 3% down for qualified buyers VA Loans – 0% down for active...